Buying or Selling a Home in Plano, TX: A Settled Resale Market
Short answer. Plano is mostly built out. It grew 9.9% in the 2010s, and Census Bureau estimates for the year to July 2025 show it losing residents. Most Plano purchases and sales are resales, so the age of a home and recent sales on the same street matter more than builder incentives.
Is Plano still growing?
Plano counted 72,331 people in 1980 and 128,713 in 1990. It reached 222,030 in 2000, 259,841 in 2010 and 285,494 in 2020. The Census Bureau's 2025 estimate of 293,028 is a small rise over 2020, and the bureau's year-to-July-2025 estimates show the city losing residents while cities to the north added thousands.
The city covers about 72 square miles. For a buyer, that means few new lots and many established neighborhoods. For a seller, it means your closest rivals are other resales, often built within a few years of your own home.
Which county and school district is a Plano home in?
Plano is the largest city in Collin County, and a small part of it lies in Denton County. The county sets the appraisal district and the county tax unit, so check the exact address on the Collin Central Appraisal District or Denton Central Appraisal District site.
Plano ISD serves most of the city and has three senior high schools: Plano East, Plano and Plano West. Wikipedia reports that small portions of Plano are served by Lewisville ISD, Frisco ISD and Allen ISD. District lines were not drawn to match the city limit, so confirm the district for the address with the district's enrollment office before you make an offer. We make no statement about how any district compares with another.
What do Plano homeowners pay in property tax?
Community Impact reported that Plano's proposed city rate for fiscal year 2026-27 was 0.4376 per 100 dollars of taxable value, unchanged from the year before, with a council vote expected in September. Confirm the adopted rate on the city's budget page, because the proposal and the final vote can differ.
The city rate is one line of a bill. A Plano home also carries Collin County, Collin College and a school district rate, and Plano ISD's rate is set separately from the city's. Add any MUD or PID assessment if the street has one. A Public Improvement District assessment appears as its own yearly charge and can pass to the next owner, so ask for the notice and the remaining term. The Texas Real Estate Research Center explains how PID notices work.
How old are Plano homes?
Plano's growth peaked decades ago. The city added about 94,000 people between 1990 and 2000 and has added fewer in each decade since. The Census table below shows the median year built and the share of homes built before 1990 and since 2010.
Age drives most of what a buyer should inspect. A home from the 1980s or 1990s may be on its second roof and second air conditioner, and may still have original plumbing or an older foundation repair history. A seller should expect buyers to ask for those records.
Who employs people in Plano?
The 2025 Corporate Regional Headquarters Report, as cited on Wikipedia, lists JPMorgan Chase with 11,261 employees, Capital One Finance with 5,649, Toyota Motor North America with 4,938, PepsiCo with 3,759 and Ericsson with 3,346. AT&T, Liberty Mutual, JCPenney, NTT DATA and Samsung Electronics America follow.
Many of these jobs sit in the Legacy area at the north edge of the city. A job change is one common reason people move, and it can shift the search to Frisco, Allen or McKinney. We have no Plano relocation counts and make no claim about volume.
How do people get around Plano?
Plano is one of 12 Dallas suburbs in the DART system. Red Line stations at Downtown Plano and Parker Road opened in 2002, and the Silver Line serves southern Plano with stops at Shiloh Road and 12th Street. The Orange Line uses the Red Line route for selected peak trips.
The city is bounded by US 75 on the east, the Dallas North Tollway on the west, the President George Bush Turnpike on the south and the Sam Rayburn Tollway (SH 121) on the north, with Preston Road (SH 289) through the middle. Wikipedia notes that Plano is the largest city in Texas without an interstate highway. DFW Airport is roughly 30 miles away.
Distance to a station or a tollway on-ramp is a feature of the address, not the city. Walk or drive the route at the hour you would travel before you decide.
What is there to do in Plano?
The Parks Department manages 3,830.81 acres, including the 200-acre Arbor Hills Nature Preserve and the 800-acre Oak Point Park and Nature Preserve, plus five recreation centers. Downtown Plano centers on the historic station area and Haggard Park, which hosts the annual Plano AsiaFest.
The Shops at Willow Bend and The Shops at Legacy are the city's two malls. Collin Creek Mall closed in 2019, and the city has targeted downtown and Legacy West for new retail and mixed-use development. Redevelopment next door can change traffic and noise on a street, so ask the city planning office what is proposed near an address you like.
How does city government affect a Plano homeowner?
Plano uses a council-manager form of government. The city council has eight members elected on a nonpartisan basis, plus the mayor. The city was incorporated on June 2, 1873, after the Houston and Central Texas Railway arrived in 1872.
The city sets zoning and permit rules for additions, fences and pools, and an HOA may add its own rules. Check both before planning a project or assuming you can rent a house out.
What should buyers of a Plano resale check?
The Census table shows many homes from earlier decades.
- Roof, plumbing, electrical and HVAC age, through a full inspection and the seller's records
- Foundation history and any prior repair paperwork
- The county and school district for each address, especially near the north and west edges
- Whether the street has a PID or HOA assessment, and the remaining term
- Recent closed sales on the same street before you make an offer
- Your real commute, driven at your real hour, including distance to a DART station if you plan to ride
What should Plano sellers do before listing?
With few new homes competing, preparation and price carry the sale.
- Fix inspection items you already know about, since buyers of older homes expect a thorough inspection
- Gather receipts for the roof, HVAC, water heater and foundation work
- Compare with homes that closed nearby in the last few months, not the citywide median
- Order the HOA resale certificate early if the street has an HOA
- Decide your lowest acceptable price before the first offer arrives
What does the Census say about homes in Plano?
| Plano | |
|---|---|
| Population (5-year estimate) | 290,594 |
| Housing units | 117,686 |
| Homes built since 2010 | 14% |
| Homes built before 1990 | 18% |
| Median year built | 1993 |
| Owner-occupied homes | 57% |
| Vacant housing units | 4.5% |
| Median home value | $465,900 |
| Median gross rent | $1,841 |
Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020 to 2024. Estimates with margins of error.
What did home sales look like in July 2026?
| Plano | |
|---|---|
| Closed sales | 205 |
| Closed sales, year earlier | 217 |
| Median price | $540,000 |
| Median price, year earlier | $541,500 |
| Average days on market | 36 |
| Sold price as share of list price | 96.5% |
| Active listings | 653 |
| Months of inventory | 3.5 |
Source: North Texas Real Estate Information System (NTREIS) single-family MLS data for July 2026, prepared by the Texas Real Estate Research Center at Texas A&M University. Closed single-family sales for one month. Small cities have few sales, so figures swing. Builder sales and sales not listed in the NTREIS MLS are not counted. This is background, not a price for any home. We do not predict prices.
Common questions
Is Plano still growing?
Slowly. It grew 9.9% from 2010 to 2020, and the Census Bureau's year-to-July-2025 estimates show a loss.
Is all of Plano in Collin County?
Mostly. A small part is in Denton County. Check the address.
Which school district serves a Plano home?
Most homes are in Plano ISD. Small portions are in Lewisville, Frisco or Allen ISD. Confirm with the district before you buy.
Does DART serve Plano?
Yes. Plano is a DART member city with Red Line stations at Downtown Plano and Parker Road and Silver Line stops at Shiloh Road and 12th Street.
Are most Plano homes new?
No. The Census table on this page shows a median build year in the early 1990s.
How do I talk to a Bauer agent about Plano?
The Bauer Group is based in Frisco. Call or email the brokerage and say what you want to buy or sell.
Sources
- Plano, Texas (Wikipedia, citing the U.S. Census Bureau)
- Community Impact: City of Plano tax rate proposed to remain the same for FY 2026-27
- Texas Tribune: Census Bureau 2025 city population estimates (May 14, 2026)
- Texas Real Estate Research Center: Don't Piddle Around with PID Notices
- U.S. Census Bureau, American Community Survey 5-year estimates, 2020 to 2024 (via Census Reporter), retrieved Sept 30, 2026
- North Texas Real Estate Information System (NTREIS) single-family MLS data for July 2026, prepared by the Texas Real Estate Research Center at Texas A&M University
Education only. Not legal, tax or financial advice. Facts checked October 29, 2026 against the sources above. Confirm rules with your agent and the Texas Real Estate Commission. Equal Housing Opportunity.